10:17 AM IBM's financing arm plans to offer $4B in credit over the next 12 months to SMBs in an effort to stoke demand for technologies such as cloud services, analytics software, and Big Blue's PureSystems line. Some of the credit packages will feature 0% interest for the first year and no money down. SMBs have often been early adopters of cloud services, due to their lack of up-front licensing/installation costs. Last year, IBM offered a relatively paltry $1B in financing for such projects. (Read the comments on this)
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