myBDAsites.com Weekly Digest
Dear sojo,
Here is the latest digest of messages posted on myBDAsites.com forums. Please come and join the discussion!
Table of contents
| Jump to | Private Message Subject | Sender | Date |
|---|---|---|---|
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| Jump to | Forum | Topic | Author | Date |
|---|---|---|---|---|
| 21747 | General | What are the indicators of economy slowdown in India? | msn1270 | 24 Apr 2013, 14:24 |
| 21750 | General | What are the indicators of economy slowdown in India? | tvsh | 24 Apr 2013, 15:05 |
| 21741 | General | How to verify Neighbours claim.. | magblr | 24 Apr 2013, 12:22 |
| 21744 | General | How to verify Neighbours claim.. | msn1270 | 24 Apr 2013, 12:50 |
| 21746 | General | How to verify Neighbours claim.. | magblr | 24 Apr 2013, 13:38 |
| 21748 | General | How to verify Neighbours claim.. | msn1270 | 24 Apr 2013, 14:30 |
| 21749 | General | How to verify Neighbours claim.. | tvsh | 24 Apr 2013, 14:56 |
| 21738 | General | concorde layout - RAJARAJESWARI NAGAR | mathew73 | 24 Apr 2013, 11:31 |
| 21745 | General | concorde layout - RAJARAJESWARI NAGAR | kk55340 | 24 Apr 2013, 13:18 |
| 21739 | General | Need feedback on Maxworth Reality | learnreality | 24 Apr 2013, 12:10 |
| 21740 | General | Need feedback on Maxworth Reality | bhavesha | 24 Apr 2013, 12:17 |
| 21729 | General | Domestic Water Saving Tips | msn1270 | 23 Apr 2013, 09:30 |
| 21732 | General | Domestic Water Saving Tips | niarhab | 23 Apr 2013, 13:08 |
| 21735 | General | Domestic Water Saving Tips | kpb2308 | 23 Apr 2013, 21:06 |
| 21705 | General | Purchasing plot without link(old) sale deed document | bdauser | 21 Apr 2013, 17:38 |
| 21696 | General | Can i buy a site under Due associates at hosa road | adroit | 20 Apr 2013, 16:15 |
| 21697 | General | Can i buy a site under Due associates at hosa road | simplycar | 20 Apr 2013, 17:05 |
| 21667 | General | Transferring Sale deed name from late Father to mom.Plz Help | nagaraja h n | 18 Apr 2013, 15:41 |
| 21677 | Karanth Layout | denotification-alternate site/original site- when | jpnagarprop | 19 Apr 2013, 11:32 |
| 21716 | Vishveshwariah | Speed up your PURCHASE process, before its too late. | bgowda | 22 Apr 2013, 16:17 |
| 21655 | Vishveshwariah | Looking for SMV layout site owners | niarhab | 17 Apr 2013, 22:12 |
| 21712 | Vishveshwariah | Looking for SMV layout site owners | mohan_hu | 22 Apr 2013, 14:58 |
| 21690 | Vishveshwariah | SMVL - 4th Block (Near CPRI Land) | jpnagarprop | 19 Apr 2013, 21:19 |
| 21742 | Anjanapura - BDA | Current property rates in Anjanapura | csmurthyin | 24 Apr 2013, 12:22 |
| 21713 | Anjanapura - BDA | Owners of Anjanapura layout | gowda_sree | 22 Apr 2013, 15:27 |
| 21725 | Anjanapura - BDA | Owners of Anjanapura layout | bhabhu | 22 Apr 2013, 23:08 |
| 21730 | Anjanapura - BDA | Owners of Anjanapura layout | gout | 23 Apr 2013, 09:33 |
| 21710 | Anjanapura - BDA | Current Price in Anjanapura BDA 10/11 block | jpnagarprop | 22 Apr 2013, 12:16 |
| 21728 | Anjanapura - BDA | Current Price in Anjanapura BDA 10/11 block | nsharab | 23 Apr 2013, 09:10 |
| 21708 | Anjanapura - BDA | JP nagar 9th phase 7th block | sunil6639 | 22 Apr 2013, 10:02 |
| 21682 | BSK IV to VI BDA | Site in BDA employees layout | Madhu_ckm | 19 Apr 2013, 14:27 |
| 21684 | BSK IV to VI BDA | Site in BDA employees layout | ranjanimehar | 19 Apr 2013, 15:59 |
| 21681 | BSK IV to VI BDA | Need help for buying a site | kk55340 | 19 Apr 2013, 13:39 |
| 21736 | BMRDA Approved | Prasanthi Grand Villa | mahan123 | 23 Apr 2013, 23:17 |
| 21661 | GramaThana (VP) | LG Lakedew - Off Hennur Road | Anitha Verghese | 18 Apr 2013, 09:35 |
| 21650 | Bangalore South | Request advise on Pionier Developers Residency on Hosa Road | itsmesaisatish | 17 Apr 2013, 17:29 |
| 21680 | Bangalore South | Request advise on Pionier Developers Residency on Hosa Road | suresh13 | 19 Apr 2013, 12:18 |
| 21663 | Apartments | Looking for a Site in and around Yelhanka | Lekhya Sindhura | 18 Apr 2013, 10:24 |
| 21733 | Civil Construction | material suppliers & rates | SunP | 23 Apr 2013, 14:02 |
| 21723 | Civil Construction | Vitrified which brand? | sk1976 | 22 Apr 2013, 22:36 |
| 21726 | Civil Construction | Vitrified which brand? | kpb2308 | 23 Apr 2013, 08:01 |
| 21731 | Civil Construction | Vitrified which brand? | m3_07 | 23 Apr 2013, 09:45 |
| 21699 | Civil Construction | Recharging directly to borewell casing pipe | sam_m400 | 21 Apr 2013, 09:33 |
| 21709 | Civil Construction | Recharging directly to borewell casing pipe | girishd | 22 Apr 2013, 10:40 |
| 21722 | Civil Construction | Recharging directly to borewell casing pipe | tvsh | 22 Apr 2013, 22:13 |
| 21727 | Civil Construction | Recharging directly to borewell casing pipe | sam_m400 | 23 Apr 2013, 08:13 |
| 21719 | Civil Construction | Architects in East Bangalore | sachhi | 22 Apr 2013, 20:50 |
| 21715 | Civil Construction | 20x30 bye-laws and FSI | hydroxide | 22 Apr 2013, 15:40 |
| 21718 | Civil Construction | 20x30 bye-laws and FSI | girishd | 22 Apr 2013, 17:26 |
| 21692 | Civil Construction | Construction rate calculation | mahendar | 20 Apr 2013, 09:03 |
| 21714 | Civil Construction | Construction rate calculation | panandh | 22 Apr 2013, 15:38 |
| 21678 | Civil Construction | approved plan vs working plan | girishd | 19 Apr 2013, 11:45 |
| 21683 | Civil Construction | approved plan vs working plan | spiderman | 19 Apr 2013, 15:11 |
| 21687 | Civil Construction | approved plan vs working plan | vsathishmybda | 19 Apr 2013, 17:07 |
| 21688 | Civil Construction | approved plan vs working plan | spiderman | 19 Apr 2013, 17:22 |
| 21689 | Civil Construction | approved plan vs working plan | spiderman | 19 Apr 2013, 17:24 |
| 21711 | Civil Construction | approved plan vs working plan | vsathishmybda | 22 Apr 2013, 14:19 |
| 21698 | Civil Construction | Rain Water harvesting. Which is the better method? | sam_m400 | 21 Apr 2013, 09:27 |
| 21707 | Civil Construction | Rain Water harvesting. Which is the better method? | m3_07 | 22 Apr 2013, 09:39 |
| 21685 | Civil Construction | Deviation from approved construction plan - Encroachment | girishd | 19 Apr 2013, 16:16 |
| 21686 | Civil Construction | Deviation from approved construction plan - Encroachment | spiderman | 19 Apr 2013, 16:33 |
| 21664 | Civil Construction | Review my 30x40 Building plan | venkyn | 18 Apr 2013, 10:46 |
| 21676 | Civil Construction | Review my 30x40 Building plan | sidz2bt | 19 Apr 2013, 10:39 |
| 21679 | Civil Construction | Review my 30x40 Building plan | girishd | 19 Apr 2013, 11:56 |
| 21657 | Civil Construction | road cutting approval - online? timing? | dev13 | 17 Apr 2013, 23:24 |
| 21734 | Interiors | Decorative resin panel | anirs | 23 Apr 2013, 17:41 |
| 21703 | Interiors | Glass Balcony and Stairs with SS railings | kramesh98 | 21 Apr 2013, 15:34 |
| 21691 | Material prices -- Members only | Construction material prices | maheshvivid2003 | 20 Apr 2013, 01:12 |
| 21701 | Material prices -- Members only | Construction material prices | otymuthiah | 21 Apr 2013, 13:43 |
| 21704 | Material prices -- Members only | Construction material prices | maheshvivid2003 | 21 Apr 2013, 16:02 |
| 21724 | Material prices -- Members only | Construction material prices | sk1976 | 22 Apr 2013, 22:52 |
| 21660 | Material prices -- Members only | Steel prices | RAJESHTD | 18 Apr 2013, 08:15 |
| 21651 | Non Real Estate | Gold is crashing- What does this indicate ? | msn1270 | 17 Apr 2013, 17:32 |
| 21652 | Non Real Estate | Gold is crashing- What does this indicate ? | sreekbda | 17 Apr 2013, 18:08 |
| 21656 | Non Real Estate | Gold is crashing- What does this indicate ? | niarhab | 17 Apr 2013, 22:14 |
| 21662 | Non Real Estate | Gold is crashing- What does this indicate ? | m3_07 | 18 Apr 2013, 10:08 |
| 21665 | Non Real Estate | Gold is crashing- What does this indicate ? | panandh | 18 Apr 2013, 14:39 |
| 21700 | Site for sale | Site for Sale in Sai Prashanthi Enclave - Near Elec. City | sun | 21 Apr 2013, 12:39 |
| 21706 | Site for sale | Site for Sale in Sai Prashanthi Enclave - Near Elec. City | toluganti | 21 Apr 2013, 22:29 |
| 21668 | Site for sale | SLN City near Big Banyan tree | awin | 18 Apr 2013, 17:18 |
| 21671 | Site for sale | SLN City near Big Banyan tree | krish | 19 Apr 2013, 00:19 |
| 21674 | Site for sale | SLN City near Big Banyan tree | m3_07 | 19 Apr 2013, 09:45 |
| 21669 | Site for sale | Site for Sale - Anjanapura - 7th block | Mahi176 | 18 Apr 2013, 18:14 |
| 21672 | Site for sale | Site for Sale - Anjanapura - 7th block | m3_07 | 19 Apr 2013, 09:36 |
| 21658 | Site for sale | Nothing its completed one | ma.he.sh | 18 Apr 2013, 00:52 |
| 21659 | Site wanted | Looking for 30x40 site in south or west Bangalore | NaduNudi | 18 Apr 2013, 05:59 |
| 21670 | Apartment for sale | Sale 3BHK 2100 sqft GF flat in Prime Location in Koramangala | ram.prasad | 18 Apr 2013, 22:09 |
| 21673 | Apartment for sale | Sale 3BHK 2100 sqft GF flat in Prime Location in Koramangala | m3_07 | 19 Apr 2013, 09:40 |
| 21654 | Building and Floor Plans -- Members only | Story of My Home! | sahu.mgse | 17 Apr 2013, 22:07 |
| 21702 | Construction material group buying | Group buy - UPVC window | kalyanacm | 21 Apr 2013, 14:02 |
| 21675 | Real Estate News | The Hindu: Drilling holes in the Thirst Economy | sekhar | 19 Apr 2013, 09:47 |
| 21693 | Real Estate News | The Hindu: Drilling holes in the Thirst Economy | msn1270 | 20 Apr 2013, 12:41 |
| 21695 | Real Estate News | The Hindu: Drilling holes in the Thirst Economy | simplycar | 20 Apr 2013, 15:57 |
| 21666 | Real Estate News | The Hindu: Towards cheaper, mass-scale housing | panandh | 18 Apr 2013, 15:27 |
Forum: General
Topic: What are the indicators of economy slowdown in India?
As per today's news, all major car manufacturers in India are expanding their production capacity to meet their projected market need. In this stiff competition market, Company are making huge investments means......(if at all there is a slowdown). Read the attached file.
The capacity utillization is 60-65% now and one of the lowest in the last five years. The capacity addition takes some time to come online. So these cars are not for the current year. The capacity addition is for long term planning with a hope that the growth will eventually pickup. More over, India is competitive in the manufacture of small cars, and these multi-nationals can export the surplus cars if a need arise as they operate all over the world.
The article says :
=============
FEAR OF GLUT
Industry experts, however, warn about huge idle
capacity once the planned expansions go on stream
if the market remains gloomy following a meagre
2% growth in FY12 and a drop last year.
With installed capacity of close to 5 million units,
the Indian passenger vehicle market currently operates
at 60-65% of capacity, one of the lowest levels
in the last five years.
Sandeep Singh, deputy managing director and
chief operating officer, marketing and commercial,
at Toyota Kirloskar Motor, says short-term issues
such as current market condition, demand and interest
rates are important in decision-making, but
they cannot be the deciding factors for long-term
planning. "Sluggish market is certainly affecting
sales and profitability. It will continue to be so in the
coming months. However, this is just a temporary
phase," he says.
The article says :
=============
FEAR OF GLUT
Industry experts, however, warn about huge idle
capacity once the planned expansions go on stream
if the market remains gloomy following a meagre
2% growth in FY12 and a drop last year.
With installed capacity of close to 5 million units,
the Indian passenger vehicle market currently operates
at 60-65% of capacity, one of the lowest levels
in the last five years.
Sandeep Singh, deputy managing director and
chief operating officer, marketing and commercial,
at Toyota Kirloskar Motor, says short-term issues
such as current market condition, demand and interest
rates are important in decision-making, but
they cannot be the deciding factors for long-term
planning. "Sluggish market is certainly affecting
sales and profitability. It will continue to be so in the
coming months. However, this is just a temporary
phase," he says.
Topic: How to verify Neighbours claim..
Reply: How to verify Neighbours claim..
Hello Experts,
I have a unique situation.My sister holds a property where she intends to build house .Her neighbour who is in the west side of the plot says he is the owner of 7 feet of my sisters site which is vacant.
But according to the sechdule of my sisters site is perfect which shows what property comes to North south east and west and has BDA Khata,tax paid for last 15 years . Now If the neighbour has to prove what ever he claims is right what supporting documents should he have to claim this 7 feet.
What is the best way to handle this situation?
Regards,
magblr
I have a unique situation.My sister holds a property where she intends to build house .Her neighbour who is in the west side of the plot says he is the owner of 7 feet of my sisters site which is vacant.
But according to the sechdule of my sisters site is perfect which shows what property comes to North south east and west and has BDA Khata,tax paid for last 15 years . Now If the neighbour has to prove what ever he claims is right what supporting documents should he have to claim this 7 feet.
What is the best way to handle this situation?
Regards,
magblr
some methods are
1) Check out the plot size(yours as well as your neighbor plot ) as per the Approved layout map.
2) Measure the (Start and End) dimension for your plot from the starting point of that line as per the layout map.
Ex. If yours is the 5th site from the starting point of that line comprising all 30X40 dimension(30 ft on road side and 40 ft into depth), Your Plot Start and End measurement must be 121st to 150 ft. This is where many people have issues. In Many cases any of neighbor site owners encroach some land from the adjacent site and the next fellow will take his measurement from that neighbor end point. Hence this issue will keep continuing and some poor fellow will lose his land by the time he come to know the issue/starts construction.
1) Check out the plot size(yours as well as your neighbor plot ) as per the Approved layout map.
2) Measure the (Start and End) dimension for your plot from the starting point of that line as per the layout map.
Ex. If yours is the 5th site from the starting point of that line comprising all 30X40 dimension(30 ft on road side and 40 ft into depth), Your Plot Start and End measurement must be 121st to 150 ft. This is where many people have issues. In Many cases any of neighbor site owners encroach some land from the adjacent site and the next fellow will take his measurement from that neighbor end point. Hence this issue will keep continuing and some poor fellow will lose his land by the time he come to know the issue/starts construction.
Thanks MSN .As mentioned by you this is what has happened the neighour says the encroachment started in the end and people followed blindly including him and he had to pay to his neighbour for encroachment as he had already constructed house and now he says the actual 7 feet he lost is in our plot will he be able to reclaim that from us though i feel he has no document and if he has to claim every body who encroached has to penalised and not one party.
How can we handle this now?
How can we handle this now?
Here the issue is to find out the culprit, who has encroached someone else land in your line as per the layout map from the starting end. Its high time for you to validate your plot dimension(Start and end points) w.r.to the starting point. Else you will not be able to start construction as some more people may object as you also follow liability which others have done so far. If there is encroachment on your plot, you need to start legal proceedings to vacant that encroachment.
Without identifying the root cause, rest of the people can't claim land from others area, just b'cos someone has taken out a part from their land.
Without identifying the root cause, rest of the people can't claim land from others area, just b'cos someone has taken out a part from their land.
magblr,
measure your site and put a compound to secure your area. If there is offset of 7 feet in your row, the sites behind your row would not have the same off-set. So your compound and the compound of the site behind your site will be in line (if they are of the same dimension). As to your neighbor's claim, tell him, it is his fault that he encroached his neighbor's plot and paid for his mistake. it is his problem and if he is right, then you will find 7 feet extra space from your compound and his site unless your other neighbor to the east has encroached on your site.
measure your site and put a compound to secure your area. If there is offset of 7 feet in your row, the sites behind your row would not have the same off-set. So your compound and the compound of the site behind your site will be in line (if they are of the same dimension). As to your neighbor's claim, tell him, it is his fault that he encroached his neighbor's plot and paid for his mistake. it is his problem and if he is right, then you will find 7 feet extra space from your compound and his site unless your other neighbor to the east has encroached on your site.
Topic: concorde layout - RAJARAJESWARI NAGAR
Reply: concorde layout - RAJARAJESWARI NAGAR
Hi,
I am in the middle of buying a A Khata site in Concorde layout. Any feedback on this layout? Should I ask for/verify if this layout got BDA NOC ? What other docs should i verify?
I am in the middle of buying a A Khata site in Concorde layout. Any feedback on this layout? Should I ask for/verify if this layout got BDA NOC ? What other docs should i verify?
whats the quoted rate that area?
Topic: Need feedback on Maxworth Reality
Reply: Need feedback on Maxworth Reality
Hi All,
I am planning to finalize the purchase of a plot of Maxworth Reality's Orchird phase III for 650-670 per sqft. This is the first site, that i am buying from this company.
Kindly share your experience about your past and current experiences with Maxworth company.
This would help in taking right decision.
Thanks in Advance.
I am planning to finalize the purchase of a plot of Maxworth Reality's Orchird phase III for 650-670 per sqft. This is the first site, that i am buying from this company.
Kindly share your experience about your past and current experiences with Maxworth company.
This would help in taking right decision.
Thanks in Advance.
They will lure you with EMI schemes etc and promise to get approvals for the project soon. But they never come. Make sure this project has BIAPPA approval already in place before you commit.
Topic: Domestic Water Saving Tips
some more simple tips in the attached file.
Gents
Can any one tell me where i can find water saving items like aerators ? My understanding is if we install this we will be saving atleast 25% of daily used water. I am planning to buy this, please help & share.
Can any one tell me where i can find water saving items like aerators ? My understanding is if we install this we will be saving atleast 25% of daily used water. I am planning to buy this, please help & share.
The way I understand it, aerators are the small perforated things you find at the end of the taps. I think most taps now a days have this. If you use hard water, these get clogged over time.
Topic: Purchasing plot without link(old) sale deed document
As my case had missing old sale deed (Seller's Seller), I took legal assistance from the lawyer that even this site recommends.
Thorough background check was made on the property to match all the records in ECs, and certified copies.
Here is the lawyer's info. He is very supportive and offers excellent professional document validation:
Muruli
No.23/3, Harekrishna
Road, High grounds Bangalore-1
Phone:98453 89 364
Thorough background check was made on the property to match all the records in ECs, and certified copies.
Here is the lawyer's info. He is very supportive and offers excellent professional document validation:
Muruli
No.23/3, Harekrishna
Road, High grounds Bangalore-1
Phone:98453 89 364
Topic: Can i buy a site under Due associates at hosa road
Hi Everybody,
Today I applied for Composite Housing Loan.
But came to know of some things from LIC which I need suggestions
1) I want to construct house and move ASAP. So I have applied for composite Housing Loan.
The entire estimate is 40 L. But the agent told me that even though now for site registration they will be releasing 24 L, even then they will take EMI on 40 L, that is to say i will be paying 40 000EMI , even though i take 24 L loan now. This looks unacceptable. But the agent was saying that since it is NOT a flat and composite loan, so we have to pay for entire thing OR take PLOT LOAN.
But PLOT LOAN is Non Tax Exemption. So I was opting for composite loan. Please enlighten my with ur thoughts.
2) once the registration is complete , can we claim Tax Exemption ( either principal or interest or Both ) until the construction is complete and we move in ? Is any of you claiming the same as of now. Please advise.
3) the maximum loan tenure seems to be 15 Years it seems. I had planned my finances for 20 Years loan tenure. Is there something I can do about it ?
4) did anybody opt for the BHAGYALAKSHMI scheme where woman is the MAIN APPLICANT ? I thought it may not be advisable Any thoughts ?
Please give ur valuable suggestions.
thanks
Vamsee
Today I applied for Composite Housing Loan.
But came to know of some things from LIC which I need suggestions
1) I want to construct house and move ASAP. So I have applied for composite Housing Loan.
The entire estimate is 40 L. But the agent told me that even though now for site registration they will be releasing 24 L, even then they will take EMI on 40 L, that is to say i will be paying 40 000EMI , even though i take 24 L loan now. This looks unacceptable. But the agent was saying that since it is NOT a flat and composite loan, so we have to pay for entire thing OR take PLOT LOAN.
But PLOT LOAN is Non Tax Exemption. So I was opting for composite loan. Please enlighten my with ur thoughts.
2) once the registration is complete , can we claim Tax Exemption ( either principal or interest or Both ) until the construction is complete and we move in ? Is any of you claiming the same as of now. Please advise.
3) the maximum loan tenure seems to be 15 Years it seems. I had planned my finances for 20 Years loan tenure. Is there something I can do about it ?
4) did anybody opt for the BHAGYALAKSHMI scheme where woman is the MAIN APPLICANT ? I thought it may not be advisable Any thoughts ?
Please give ur valuable suggestions.
thanks
Vamsee
Hi Vamsee
I was also in the same boat when I applied.
1. This should be OK for you since interest is charged only on released amount and not on the remaining amount. So more of your emi would go towards principal. But on the flip side in case you are currently in a rented house you will need to pay the rent as well as full emi.
2. As per rules this is not possible but you can show the house as under construction and claim IT exemption later. But I don't think you can say the house in under construction for many years. I had asked the agent about this - he said that on their part they will issue the letter for interest paid but in case of inspection from IT (which he said usually does not happen) you will be in trouble. Also I think the interest paid until construction is complete cannot be shown for IT exemption now and can be claimed only once construction is completed in 5 installments. Principal paid until completion is not exempt.
However consider this:
If this is your first home and you say that you are residing in it after completion, max interest that can be shown for exemption is 1.5L as per current rules. However for 40L interest per year would be more than 2L in the first five-six years. So even if you plan to claim it later it may not be of any use since even without adding this, interest paid you would already be exceeding the tax exemption limit. I am not sure if you can add and show the interest paid before completion in the later years when interest paid is lower. However if it is a joint loan it maybe useful.
3. As per the LIC website term is max 15 years for plot and 20 years for composite but for some reason at the LIC office they were saying it is 10 and 15.
4. When I applied this scheme was not yet introduced but in this case you will need to consider both parties income. Since if ownership is 50% each tax exemption is also divided in same ratio and if your income is in the higher category some tax exemption may be wasted which may offset for the 25bps gain that you got from the scheme. However it may be useful if both have the same incomes levels.
I think you should decide based on how much money you need for construction and if you are sure that you can construct in 2 years time.
a. Since you have availed total of 40L out of which 24L is for plot, you are left with 16L. Is this amount enough for your construction? If you are planning to fund another 10-20L yourself you can consider going for a plot loan, clearing it and then applying for a new loan. This gives you flexibility to move to another bank in case of better interest rates at that time.
b. You will need to provide the house plan and estimate for the same from an engineer now itself. I am not sure if you have to stick to it later though.
c. You will need to start construction within 2 years.
d. If tax exemption is the only factor then consider if you will really benefit since you can only claim the amount shown before possession later and maximum is 1.5L unless it is a joint loan.
Maybe others can correct me if I am wrong.
I was also in the same boat when I applied.
1. This should be OK for you since interest is charged only on released amount and not on the remaining amount. So more of your emi would go towards principal. But on the flip side in case you are currently in a rented house you will need to pay the rent as well as full emi.
2. As per rules this is not possible but you can show the house as under construction and claim IT exemption later. But I don't think you can say the house in under construction for many years. I had asked the agent about this - he said that on their part they will issue the letter for interest paid but in case of inspection from IT (which he said usually does not happen) you will be in trouble. Also I think the interest paid until construction is complete cannot be shown for IT exemption now and can be claimed only once construction is completed in 5 installments. Principal paid until completion is not exempt.
However consider this:
If this is your first home and you say that you are residing in it after completion, max interest that can be shown for exemption is 1.5L as per current rules. However for 40L interest per year would be more than 2L in the first five-six years. So even if you plan to claim it later it may not be of any use since even without adding this, interest paid you would already be exceeding the tax exemption limit. I am not sure if you can add and show the interest paid before completion in the later years when interest paid is lower. However if it is a joint loan it maybe useful.
3. As per the LIC website term is max 15 years for plot and 20 years for composite but for some reason at the LIC office they were saying it is 10 and 15.
4. When I applied this scheme was not yet introduced but in this case you will need to consider both parties income. Since if ownership is 50% each tax exemption is also divided in same ratio and if your income is in the higher category some tax exemption may be wasted which may offset for the 25bps gain that you got from the scheme. However it may be useful if both have the same incomes levels.
I think you should decide based on how much money you need for construction and if you are sure that you can construct in 2 years time.
a. Since you have availed total of 40L out of which 24L is for plot, you are left with 16L. Is this amount enough for your construction? If you are planning to fund another 10-20L yourself you can consider going for a plot loan, clearing it and then applying for a new loan. This gives you flexibility to move to another bank in case of better interest rates at that time.
b. You will need to provide the house plan and estimate for the same from an engineer now itself. I am not sure if you have to stick to it later though.
c. You will need to start construction within 2 years.
d. If tax exemption is the only factor then consider if you will really benefit since you can only claim the amount shown before possession later and maximum is 1.5L unless it is a joint loan.
Maybe others can correct me if I am wrong.
Topic: Transferring Sale deed name from late Father to mom.Plz Help
Sir with reference to your Revenue site which is in the name of your father is holds good even today give the death certificate of your father and get the taxes paid in the name of your mother from the authorities where you pay the tax as you cant get khata certificate from any local bodies like Bda or bbmp it will be just transfer of name from father to your mother please build some structure as early as possible ..
Forum: Karanth Layout
Topic: denotification-alternate site/original site- when
umesh,
The denotification got quashed by court right?. http://articles.timesofindia.indiatimes.com/2012-06-12/bangalore/32193797_1_denotification-order-bda-preliminary-notification
Does location of land is behind jubilee school where there are lot of sheds being put?.
The denotification got quashed by court right?. http://articles.timesofindia.indiatimes.com/2012-06-12/bangalore/32193797_1_denotification-order-bda-preliminary-notification
Does location of land is behind jubilee school where there are lot of sheds being put?.
Forum: Vishveshwariah
Topic: Speed up your PURCHASE process, before its too late.
I too agree with above points. I see that all the roads in Sir MV first block has been tarred (near new KHB Apartments). Also the multi store apartment from KHB is almost complete and Multiplex construction in Shirke Circle is going to start soon. Defnetly you can lot of improvements in this area.
People who are complaining about basic amenities in Sir MV layout should start their house construction now (at least in the area where roads are tarred)
People who are complaining about basic amenities in Sir MV layout should start their house construction now (at least in the area where roads are tarred)
Topic: Looking for SMV layout site owners
Hahaha, Its just a coincidence.
Visited SMV 4TH block yesterday, Good to see metling done for the roads near to the nice road.
Topic: SMVL - 4th Block (Near CPRI Land)
Sometimes owner would have see once when site would have allocated and keep thinking it is same after all these years. I faced a scenario where owner all these days(from registration day) was thinking site in another block was his by seeing only site number, then after looking into sale deed i showed him which is his correct site. Read sale deed and go to specific location block/site no and confirm whether owner is showing same site to you.
Forum: Anjanapura - BDA
Topic: Current property rates in Anjanapura
I have site at anjanapura 9th block. but I don't feel that the current prices are 3700/sft. If any body want, I am ready to sell my south facing site @ 3100/- sft. interested may contact on 9035656477
Topic: Owners of Anjanapura layout
Hi All,
Last week (17th April), Association office bearers had an appointment with BDA commissioner Mr. Shyam Bhatt IAS, regarding providing Water supply and other amenities to Lay-out.
BDA has agreed to provide temporary water supply for the people those who have already constructed and leaving in the lay out using tankers till the permanent solution provided. BDA has asked to give list of the people and their house No. so, they can plan accordingly. They have also agreed to, all the possible ways they are working to provide amenities to the Anjanapura further extension as early as possible may be one more year.
So Further extension people those who need Water supply through tankers please register your name with our Secretary, So the same list will be given to the BDA for regular water supply.
Thanks and Regards,
Sreedhar
Last week (17th April), Association office bearers had an appointment with BDA commissioner Mr. Shyam Bhatt IAS, regarding providing Water supply and other amenities to Lay-out.
BDA has agreed to provide temporary water supply for the people those who have already constructed and leaving in the lay out using tankers till the permanent solution provided. BDA has asked to give list of the people and their house No. so, they can plan accordingly. They have also agreed to, all the possible ways they are working to provide amenities to the Anjanapura further extension as early as possible may be one more year.
So Further extension people those who need Water supply through tankers please register your name with our Secretary, So the same list will be given to the BDA for regular water supply.
Thanks and Regards,
Sreedhar
Hi,
I am constructing a house in 2nd block anjanapur, Can I avail this facility after my house construction. Since we are planning to stay and need water for domestic purpose only. Or
can we get a water connection for 2nd block, If 'yes' when it will be materialized? Please reply
I am constructing a house in 2nd block anjanapur, Can I avail this facility after my house construction. Since we are planning to stay and need water for domestic purpose only. Or
can we get a water connection for 2nd block, If 'yes' when it will be materialized? Please reply
Hi Sreedhar,
You people are doing great job.. kudos to all Anjanapura further extension association member.
I just wanted to know whether that tanker facilities are available for all block or only for 9,10,11th block?
Thanks once again.
You people are doing great job.. kudos to all Anjanapura further extension association member.
I just wanted to know whether that tanker facilities are available for all block or only for 9,10,11th block?
Thanks once again.
Topic: Current Price in Anjanapura BDA 10/11 block
RAVINAGANUR,
Does your site is still available? If so, please PM details.
Does your site is still available? If so, please PM details.
Please do let me know if it is still available.
Topic: JP nagar 9th phase 7th block
@dream_home - Is your site still available for sale? IF yes, please mail me the price and contact details to sunil6639@gmail.com.
Forum: BSK IV to VI BDA
Topic: Site in BDA employees layout
Hello All,
I have been searching for a plot for immediate house construction in 'BDA Employees Layout' near Kanakapura road. I had no choice but to contact an agent and have found out that the prices being quoted are at an average of 4600/sft for 30*40 and it would reduce by 100Rs if it is bigger than 1200sft. I am not sure if this is the right price. I feel the actual price should be less than this.
The prices reduce by more than 500Rs when we go towards J P Nagar 9th Phase, 5th block.
Any suggestions or directions here are much appreciated.
I would prefer to contact the owners directly, I request you to kindly let me know if you know any direct owner who is willing to sell the plot ( 30*40 ).
Thank you.
Madhu
I have been searching for a plot for immediate house construction in 'BDA Employees Layout' near Kanakapura road. I had no choice but to contact an agent and have found out that the prices being quoted are at an average of 4600/sft for 30*40 and it would reduce by 100Rs if it is bigger than 1200sft. I am not sure if this is the right price. I feel the actual price should be less than this.
The prices reduce by more than 500Rs when we go towards J P Nagar 9th Phase, 5th block.
Any suggestions or directions here are much appreciated.
I would prefer to contact the owners directly, I request you to kindly let me know if you know any direct owner who is willing to sell the plot ( 30*40 ).
Thank you.
Madhu
Dear madhu_ckm,
I have posted one of my own site for sale in bank officers layout, please go through the same under bank officers layout subject line and if interested call me back.
I am a direct owner of this plot.
thanks
ranjanimehar
I have posted one of my own site for sale in bank officers layout, please go through the same under bank officers layout subject line and if interested call me back.
I am a direct owner of this plot.
thanks
ranjanimehar
Topic: Need help for buying a site
Hello ,
I am looking for a site (30x40) in Kengeri , or Kengeri satellite town,or Kengeri hobli, or Kengeri upanagra, or Ullal, or SMV layout , please mail me ( kishan.krk@gmail.com )if you have any , thanks
I am looking for a site (30x40) in Kengeri , or Kengeri satellite town,or Kengeri hobli, or Kengeri upanagra, or Ullal, or SMV layout , please mail me ( kishan.krk@gmail.com )if you have any , thanks
Forum: BMRDA Approved
Topic: Prasanthi Grand Villa
Reply: Prasanthi Grand Villa
Hi,
Any reviews on Prasanthi Grand Villa on Jigani road would be of great help.
What is the ongoing price there?
Any reviews on Prasanthi Grand Villa on Jigani road would be of great help.
What is the ongoing price there?
Forum: GramaThana (VP)
Topic: LG Lakedew - Off Hennur Road
Hi Ashok,
I have a plot at L.G.Lakedew, mine was purchased directly from the developer. I have not heard of any document issues with this layout so far. I am too planning to sell my plot, its a north facing site, size is 50*80 (4000sq ft area). You can call me at 9845209931 if interested.
I have a plot at L.G.Lakedew, mine was purchased directly from the developer. I have not heard of any document issues with this layout so far. I am too planning to sell my plot, its a north facing site, size is 50*80 (4000sq ft area). You can call me at 9845209931 if interested.
Forum: Bangalore South
Topic: Request advise on Pionier Developers Residency on Hosa Road
Suresh,
Thanks a lot for the details.
Did you get a chance to cross check the guidance value yourself ? I have enquired nearby BDA layout and that builder says guidance value is 700/- . Thats where I got confused why there is a huge difference ?
Thanks a lot for the details.
Did you get a chance to cross check the guidance value yourself ? I have enquired nearby BDA layout and that builder says guidance value is 700/- . Thats where I got confused why there is a huge difference ?
I talked to the builder about the descrepancy in guidance value.
As he informed, the government minimum guidance value is Rs.450.
And the registration can happen at any price. So if someone is buying with cash (like me),
he is free to register for any value.He has to pay the higher stamp duty
Those who opt for loan have to settle for the bank mandated guidance value
ICICI - 1500Rs, SBI - actual value which you are buying at.
I put some thought in and here are some points to note.
1. if you register for same value as you are buying, it assures you paper guarantee.
It also means you have to pay entire sum in White.
But you end up paying more for registration.
2. If you register at minimum bid price, then, you your hard earned money (which is WHITE),
will turn into BLACK in a second..... as the amount on paper/registration, is considered as WHITE and rest as BLACK....
Hope my reply helps.
As he informed, the government minimum guidance value is Rs.450.
And the registration can happen at any price. So if someone is buying with cash (like me),
he is free to register for any value.He has to pay the higher stamp duty
Those who opt for loan have to settle for the bank mandated guidance value
ICICI - 1500Rs, SBI - actual value which you are buying at.
I put some thought in and here are some points to note.
1. if you register for same value as you are buying, it assures you paper guarantee.
It also means you have to pay entire sum in White.
But you end up paying more for registration.
2. If you register at minimum bid price, then, you your hard earned money (which is WHITE),
will turn into BLACK in a second..... as the amount on paper/registration, is considered as WHITE and rest as BLACK....
Hope my reply helps.
Forum: Apartments
Topic: Looking for a Site in and around Yelhanka
Reply: Looking for a Site in and around Yelhanka
Hello All,
How much value proposition does it bring in investing on a site in a Resort.
There are couple of resorts in and around yelahanka like Ramanshree California Resort , Silver Oak Resort , Angsana etc.
I'm considering this as one of the option. Is it worth investing in such a place.
Also, looking for sites (preferably 40 * 60) in yelahanka in a gated community !
Appreciate if you could provide some pointers .
Thanks in advance,
Lekhya
How much value proposition does it bring in investing on a site in a Resort.
There are couple of resorts in and around yelahanka like Ramanshree California Resort , Silver Oak Resort , Angsana etc.
I'm considering this as one of the option. Is it worth investing in such a place.
Also, looking for sites (preferably 40 * 60) in yelahanka in a gated community !
Appreciate if you could provide some pointers .
Thanks in advance,
Lekhya
Forum: Civil Construction
Topic: material suppliers & rates
I have not got anybody as co-buyers for Prime gold.
Have enquired locally about the rates and got the following quotes:
Kamadhenu - 46k/ton
VKP - 47k/ton
Prime Gold - 48k/ton
Indus - 50k/ton
My mestri and neighbours are advising to go for Indus. Can anybody help me what difference it makes between these brands?
I was just thinking to go for Kamadhenu if there is no difference in quality.
Have enquired locally about the rates and got the following quotes:
Kamadhenu - 46k/ton
VKP - 47k/ton
Prime Gold - 48k/ton
Indus - 50k/ton
My mestri and neighbours are advising to go for Indus. Can anybody help me what difference it makes between these brands?
I was just thinking to go for Kamadhenu if there is no difference in quality.
Topic: Vitrified which brand?
I am shopping for vitrified tiles and bathroom wall tiles now. I have shortlisted Johnson Marbonite stain free (Nano)
and Nitco Magic Flow Nano series and here the prices I am getting for them.
Johnson Marbonite Stain free - Rs 48.50 / SFT (2 x2) ( Final price)
Nitco Magic flow Nano series - Rs 53 /SFT ( Quoted price and Dealer said he will revert with final price this week)
Both of these ranges have some patterns that I can choose from. Dealers applied permanent marker on these tiles and showed
that the stains could be wiped out with a wet cloth. And they promised that they will provide tiles from same batch.
Did any of you buy Johnson marbonite or Nitco recently and could you share your thoughts on quality of this tiles as well as the price?
Thanks,
Selva
and Nitco Magic Flow Nano series and here the prices I am getting for them.
Johnson Marbonite Stain free - Rs 48.50 / SFT (2 x2) ( Final price)
Nitco Magic flow Nano series - Rs 53 /SFT ( Quoted price and Dealer said he will revert with final price this week)
Both of these ranges have some patterns that I can choose from. Dealers applied permanent marker on these tiles and showed
that the stains could be wiped out with a wet cloth. And they promised that they will provide tiles from same batch.
Did any of you buy Johnson marbonite or Nitco recently and could you share your thoughts on quality of this tiles as well as the price?
Thanks,
Selva
sk1976 wrote:Johnson Marbonite Stain free - Rs 48.50 / SFT (2 x2) ( Final price)
Nitco Magic flow Nano series - Rs 53 /SFT ( Quoted price and Dealer said he will revert with final price this week)
Selva
Can you please share the details of the dealers.
If someone is interested in group buying & if you happen to choose Orient Tiles (BELL) as a product, they do entertain retail sale if the quantity is big enough - billing close to 1 lakh.
Advantages - Dealer price
Cost difference - dealer markup + VAT (14.5) - close to 20 to 25% is what you will save.
There is something called as "deleted designs". These are the designs which are discontinued & end up in the warehouse. The discounts on this are very huge. Example - For the parking, i bought a deleted design. It costs 75 to the company. He sold it to me at 49. The same at the showroom retails at 120.
Contact - Post your requirement in the company website, if interested, their representative will get back to you!!
Advantages - Dealer price
Cost difference - dealer markup + VAT (14.5) - close to 20 to 25% is what you will save.
There is something called as "deleted designs". These are the designs which are discontinued & end up in the warehouse. The discounts on this are very huge. Example - For the parking, i bought a deleted design. It costs 75 to the company. He sold it to me at 49. The same at the showroom retails at 120.
Contact - Post your requirement in the company website, if interested, their representative will get back to you!!
Topic: Recharging directly to borewell casing pipe
Reply: Recharging directly to borewell casing pipe
I have seen in forum that by having a filter connected we can filter all the terrace water directly and fed the same to the borewell casing pipe. This is best as we don;t want to dig a pit around the borewell are normal practice. How will you control overflowing of borewell ?? . Did we connect a overflowing pipe as outlet on the other side of borewell casing where inlet is connected with outlet pipe at lower level to the inlet so that water will go out once borewell is full......
How will you connect the outlet and inlet to the casing as i need to explain this to my plumber who doesn;t know about this?
If i am putting pit around the well (second method) then there we connect a overflowing pipe which will take the water outside if pit is full but in the case of direct charging there is no control.
How will you connect the outlet and inlet to the casing as i need to explain this to my plumber who doesn;t know about this?
If i am putting pit around the well (second method) then there we connect a overflowing pipe which will take the water outside if pit is full but in the case of direct charging there is no control.
Sam,
I would also want to do the same but don't have much info.
You might want to visit the Rain Water Harvesting park in Jayanagar 5th Block. I think they have demonstrated all these methods.
I would also want to do the same but don't have much info.
You might want to visit the Rain Water Harvesting park in Jayanagar 5th Block. I think they have demonstrated all these methods.
It is not recommended to recharge a live borewell with filters as it will lead to accumulation of silt and pre-mature failure of the borewell. Only dead borewells should be used to recharge using rainwater.
thanks, means we need to go with out old method of digging around 10 feet with charcoal/jelly with .
Topic: Architects in East Bangalore
Thank you.Please PM me the architects details.
Topic: 20x30 bye-laws and FSI
Reply: 20x30 bye-laws and FSI
Hello everyone,
I have a few questions to the members of this forum who have constructed homes on 20x30 plots and also to architects who provide plans for the same.
My interest is to know what the actual permissible points are, with the interest that they can be made in plan (meant for approval) itself.
1) What is the maximum FSI for 20x30 plots, if:
-- (a) It faces a 20ft road
-- (b) it faces a 30ft road
I'm assuming the FSI varies in both cases.
2) Almost everywhere I see people constructing wall to wall on 20x30 plots even in residential zones. As per bye-laws is this still a violation (which insists on 1m setback on the right side)?
Has any one had a plan sanctioned which shows wall-to-wall floor plans OR Is everyone violating the norms in this case?
Are they actually utilizing any exceptions to construct wall-to-wall in a legal way?
I also read that if the width is <6m then a side setback is not insisted. In such a case, <6m would mean <18ft or <20ft?
3) What is the minimum width insisted for interior staircase assuming its a single dwelling spanning Stilt+3?
I've read from 0.75m to 1.2m. I dont know which is the correct value.
4) I've seen floor plans where people show toilets or staircases in the setback area abutting the corner plot boundary.
Toilets are generally on rear setback. Closed staircases & wardrobe provisions via cantilever projections even in front setback (on higher floors).
Are such provisions against bye-laws? Can they be shown in a plan meant for approval?
5) On Stilt+GF+2 setup, I've seen people make open staircases and open balconies leading to their entrance in the front/side setbacks.
In many existing homes, on such GF, a cantilever projection open-balcony (open-to-sky) is present over the rear-setback as well (as a utility area).
Is this permissible in the plan for approval? If it is, is such area free from FSI?
This will clear a few more questions which I have.
Thanks in advance
I have a few questions to the members of this forum who have constructed homes on 20x30 plots and also to architects who provide plans for the same.
My interest is to know what the actual permissible points are, with the interest that they can be made in plan (meant for approval) itself.
1) What is the maximum FSI for 20x30 plots, if:
-- (a) It faces a 20ft road
-- (b) it faces a 30ft road
I'm assuming the FSI varies in both cases.
2) Almost everywhere I see people constructing wall to wall on 20x30 plots even in residential zones. As per bye-laws is this still a violation (which insists on 1m setback on the right side)?
Has any one had a plan sanctioned which shows wall-to-wall floor plans OR Is everyone violating the norms in this case?
Are they actually utilizing any exceptions to construct wall-to-wall in a legal way?
I also read that if the width is <6m then a side setback is not insisted. In such a case, <6m would mean <18ft or <20ft?
3) What is the minimum width insisted for interior staircase assuming its a single dwelling spanning Stilt+3?
I've read from 0.75m to 1.2m. I dont know which is the correct value.
4) I've seen floor plans where people show toilets or staircases in the setback area abutting the corner plot boundary.
Toilets are generally on rear setback. Closed staircases & wardrobe provisions via cantilever projections even in front setback (on higher floors).
Are such provisions against bye-laws? Can they be shown in a plan meant for approval?
5) On Stilt+GF+2 setup, I've seen people make open staircases and open balconies leading to their entrance in the front/side setbacks.
In many existing homes, on such GF, a cantilever projection open-balcony (open-to-sky) is present over the rear-setback as well (as a utility area).
Is this permissible in the plan for approval? If it is, is such area free from FSI?
This will clear a few more questions which I have.
Thanks in advance
hydroxide,
Please check this link for BBMP BYELAWS document.
http://www.mybdasites.com//memberlist.php?mode=viewprofile&u=5148
Going through that document yourself is better to get answers for #1 & #2
#3 - I think you should consult an agent+BBMP approved architect for this. For me, the BBMP approved architect has shown 2.4mx2.9m but that's an internal starcase.
#4 & #5 - I don't think anything is allowed in the setback area on GF. On higher floors may be cantilever projections are allowed. Better to check with BBMP approved architects.
From my experience its better to consult BBMP agent/architect once your plan is 80-90% finalized. The mistake I did was that I started the BBMP approval process once my plan was 100% done. Even my architect was not 100% sure about several things and we had to modify the plan once the agent/BBMP approved architect got involved...
Please check this link for BBMP BYELAWS document.
http://www.mybdasites.com//memberlist.php?mode=viewprofile&u=5148
Going through that document yourself is better to get answers for #1 & #2
#3 - I think you should consult an agent+BBMP approved architect for this. For me, the BBMP approved architect has shown 2.4mx2.9m but that's an internal starcase.
#4 & #5 - I don't think anything is allowed in the setback area on GF. On higher floors may be cantilever projections are allowed. Better to check with BBMP approved architects.
From my experience its better to consult BBMP agent/architect once your plan is 80-90% finalized. The mistake I did was that I started the BBMP approval process once my plan was 100% done. Even my architect was not 100% sure about several things and we had to modify the plan once the agent/BBMP approved architect got involved...
Topic: Construction rate calculation
Hi friends
some contractors will include the OHT, parking its all depends on the rate given by them. usually some contractors will calculate 1000 liters per each floor in square feet calculation and projections will be included.
MY suggestion is not go with square feet calculation and to go with item rate contract this is best for every clients.
Regards
Mahendar
some contractors will include the OHT, parking its all depends on the rate given by them. usually some contractors will calculate 1000 liters per each floor in square feet calculation and projections will be included.
MY suggestion is not go with square feet calculation and to go with item rate contract this is best for every clients.
Regards
Mahendar
Thanks. I already requested for item-wise split, because I'm not comfortable with per square feet rate. It doesn't give any flexibility and all the hidden cost tend to show up at every stage when we want to modify even little bit.
Topic: approved plan vs working plan
Spiderman,
I lost almost 3 months with 2 wrong agent/architects and finally found a 3rd one who has done way better job than the first two.
You can PM me if you need details of my agent who does everything - plan modification, getting docs like CE/Khata, filing online, getting inspection/plan approval done.. Of course he will charge for this kind of service.
Just want to add that I am no way connected to him and happy working in IT field
I lost almost 3 months with 2 wrong agent/architects and finally found a 3rd one who has done way better job than the first two.
You can PM me if you need details of my agent who does everything - plan modification, getting docs like CE/Khata, filing online, getting inspection/plan approval done.. Of course he will charge for this kind of service.
Just want to add that I am no way connected to him and happy working in IT field
Thanks girish, I have PMed you, please share the contact detail.
Girish could you please also comment on following thread if you have any knowledge about the same?
http://www.mybdasites.com/viewtopic.php?f=36&t=4619
Girish could you please also comment on following thread if you have any knowledge about the same?
http://www.mybdasites.com/viewtopic.php?f=36&t=4619
Hi,
As per my knowledge, the BBMP architect will draw the plan in such a way that you will violate it.
For me, my site is North facing and he has drawn in the approved plan the entrance in SW corner.
Ridiculous, is'nt it.
Me and my friend are joint owners of the property and we insisted for two kitchens in the plan and we got it like it.
For more than 1 kitchen, the approval needs to be got from DTCP AE as well. So more expenditure is also involved here.
As far as i know 90% of the buildings in Bangalore does not have completion certificate.
Even if you do everything as per approved plan still the expenditure to them needs to be provided and still not guaranteed to get completion certificate.
You need to be a highly influential person to get a one as far as i understand.
Really, fed up of this corrupt world.
As per my knowledge, the BBMP architect will draw the plan in such a way that you will violate it.
For me, my site is North facing and he has drawn in the approved plan the entrance in SW corner.
Ridiculous, is'nt it.
Me and my friend are joint owners of the property and we insisted for two kitchens in the plan and we got it like it.
For more than 1 kitchen, the approval needs to be got from DTCP AE as well. So more expenditure is also involved here.
As far as i know 90% of the buildings in Bangalore does not have completion certificate.
Even if you do everything as per approved plan still the expenditure to them needs to be provided and still not guaranteed to get completion certificate.
You need to be a highly influential person to get a one as far as i understand.
Really, fed up of this corrupt world.
Thanks for responding vsathishmybda.
you and your friend are joint owner? is it lawfully permissible? I am also trying the exact scenario. planning to construct with paternal cousin.
we plan to construct 3 floors, G.Florr for rent + parking, F floor for one of us and second floor for one of us. So we would actually need three kitchens, one on each floor.
In your case did you have two kitchens on one floor?
vsathishmybda wrote:Me and my friend are joint owners of the property and we insisted for two kitchens in the plan and we got it like it.
For more than 1 kitchen, the approval needs to be got from DTCP AE as well. So more expenditure is also involved here.
you and your friend are joint owner? is it lawfully permissible? I am also trying the exact scenario. planning to construct with paternal cousin.
we plan to construct 3 floors, G.Florr for rent + parking, F floor for one of us and second floor for one of us. So we would actually need three kitchens, one on each floor.
In your case did you have two kitchens on one floor?
vsathishmybda wrote: As far as i know 90% of the buildings in Bangalore does not have completion certificate.
Even if you do everything as per approved plan still the expenditure to them needs to be provided and still not guaranteed to get completion certificate.
You need to be a highly influential person to get a one as far as i understand. Really, fed up of this corrupt world.
Have you tried to get Completion certificate for your house? you can try through RTI route if you have not deviated from approved construction plan.
Those who have deviated from approved plan can not even try the RTI route
Hi Spiderman,
You and your friend are joint owner?
Yes. Me and my friend are joint owners of the land.
Is it lawfully permissible?
Why not? As far as i know anyone and anybody can be joint owners of the land.
i read somewhere that there can be a maximum of 6 joint owners for a land.
In your case did you have two kitchens on one floor?
No. Only 1 kitchen approval per floor since our site is small(30 x 40 approx.)
I doubt if you can get more than 1 kitchen approval in a single floor unless and until your site dimension is big enough(say 50 x 80). You can enquire on this.
If your site dimension is less than 60 x 40, maximum number of kitchen approval you get is only 2. This is what my engineer had said. You can enquire on this.
If you are going for more than 1 kitchen approval, then BBMP may ask/force you(via their architects to draw/plan in such a way) to go for Stilt + GF + FF + SF + .. depending on you site dimension and F.A.R. Here Stilt will be allowed only for parking.
Assume your site is 30 x 40, then, in this case as per my understanding plan approval may look like the following :
1. Plan A : Stilt + GF + FF where Stilt - only for parking, GF - 2BHK with 1 kitchen approval, FF - 2BHK with 1 kitchen approval, SF - a small head room / staircase room
2. Plan B : Stilt + GF + FF + SF where Stilt - only for parking, GF - 2BHK with 1 kitchen approval, FF - a duplex to SF with 1 kitchen approval in FF.
You and your friend are joint owner?
Yes. Me and my friend are joint owners of the land.
Is it lawfully permissible?
Why not? As far as i know anyone and anybody can be joint owners of the land.
i read somewhere that there can be a maximum of 6 joint owners for a land.
In your case did you have two kitchens on one floor?
No. Only 1 kitchen approval per floor since our site is small(30 x 40 approx.)
I doubt if you can get more than 1 kitchen approval in a single floor unless and until your site dimension is big enough(say 50 x 80). You can enquire on this.
If your site dimension is less than 60 x 40, maximum number of kitchen approval you get is only 2. This is what my engineer had said. You can enquire on this.
If you are going for more than 1 kitchen approval, then BBMP may ask/force you(via their architects to draw/plan in such a way) to go for Stilt + GF + FF + SF + .. depending on you site dimension and F.A.R. Here Stilt will be allowed only for parking.
Assume your site is 30 x 40, then, in this case as per my understanding plan approval may look like the following :
1. Plan A : Stilt + GF + FF where Stilt - only for parking, GF - 2BHK with 1 kitchen approval, FF - 2BHK with 1 kitchen approval, SF - a small head room / staircase room
2. Plan B : Stilt + GF + FF + SF where Stilt - only for parking, GF - 2BHK with 1 kitchen approval, FF - a duplex to SF with 1 kitchen approval in FF.
Topic: Rain Water harvesting. Which is the better method?
I have one question. In the forum it is mentioned that instead of having pit around the Borewell we could directly connect a filter at roof top and filtered water can be connected to borewell casing pipe. But what about overflowing of borewell ? . If my depth is 480 feet ,and i am filtering 5000 literes of water direclty to the casing pipe what will happen if it overflows...............
This is a very unlikelly scenario that the well overflows. In all probabilities, the water gets distributed to other wells. Your well acts as a donor well. There is a well on the banks of cauvery, which "actually" overflows. The bore is a sight to see when the ground tables are very good. This however is not the case in any of the wells in bangalore.sam_m400 wrote:But what about overflowing of borewell ? . If my depth is 480 feet ,and i am filtering 5000 literes of water direclty to the casing pipe what will happen if it overflows
I have a very basic question about RwH....we actually should call it plain water harvesting rather than rain water harvesting. What if we do not have rains for the whole year???? should the wells go bust???? There actually should be a way/ process where the water utilized from the well should be sent back indirectly through layers of filtering. This is water harvesting & we do not end up blaming the rain gods for inadequate/ rather no rains!!
Topic: Deviation from approved construction plan - Encroachment
Spiderman,
I know that this topic will have folks arguing on both sides and there is no end to this debate.
Here is my take:
For my house I realized that there is no way I can satisfy all BBMP rules and have the house I want. So I made following decision:
1. NEVER EVER violate the setback, height & FAR rules! I am leaving 2 meters on left and right side, 4m on front side and almost 6-8 meters on back side. I can probably do this because my site is 60x80
2. BBMP unfortunately has some very disgusting rules for parking. I had no option but to take basement parking. The basement ramp angle they have prescribed is practically not possible to follow. The 1:8 ramp means, I have to leave 36-40 feet for ramp. It will be a holy waste of space and of course I am will violate this one.
3. Then there is a BESCOM stupid rule that once area crosses 500sq.m, a transformer has to be installed in the premises. When I heard this, I was shocked! "I mean - come-on guys, I am not running a factory here. This is just one house with one kitchen and 5 member family staying in it.." The AEE of my area told me that there is an exception to this rule and he can probably apply it when it comes to giving permanent connection. Right now I have no choice but to show a transformer on BBMP plan
On your next question of how often or one has to ever bribe:
My agent says that BBMP will not come after you alone because pretty much everyone violates from the original plan. Recently I read a news article that says BBMP will levy a fine as per the deviation you have and it might be something you will have to pay every year like a tax - until you correct the deviation.
I am yet to meet a Mahapurush who has constructed 100% according to all byelaws. I think even BBMP folks, corporators, politicians, IAS officers... themselves will have violated the laws in their own house!
The only real problem in deviating from the plan is that one will not get Completion Certificate from BBMP - which may be required if you plan to sell the constructed property.
I may be wrong in my thinking but this is my conclusion after 3 months of torrid time trying to follow all the rules and come up with a plan.
I know that this topic will have folks arguing on both sides and there is no end to this debate.
Here is my take:
For my house I realized that there is no way I can satisfy all BBMP rules and have the house I want. So I made following decision:
1. NEVER EVER violate the setback, height & FAR rules! I am leaving 2 meters on left and right side, 4m on front side and almost 6-8 meters on back side. I can probably do this because my site is 60x80
2. BBMP unfortunately has some very disgusting rules for parking. I had no option but to take basement parking. The basement ramp angle they have prescribed is practically not possible to follow. The 1:8 ramp means, I have to leave 36-40 feet for ramp. It will be a holy waste of space and of course I am will violate this one.
3. Then there is a BESCOM stupid rule that once area crosses 500sq.m, a transformer has to be installed in the premises. When I heard this, I was shocked! "I mean - come-on guys, I am not running a factory here. This is just one house with one kitchen and 5 member family staying in it.." The AEE of my area told me that there is an exception to this rule and he can probably apply it when it comes to giving permanent connection. Right now I have no choice but to show a transformer on BBMP plan
On your next question of how often or one has to ever bribe:
My agent says that BBMP will not come after you alone because pretty much everyone violates from the original plan. Recently I read a news article that says BBMP will levy a fine as per the deviation you have and it might be something you will have to pay every year like a tax - until you correct the deviation.
I am yet to meet a Mahapurush who has constructed 100% according to all byelaws. I think even BBMP folks, corporators, politicians, IAS officers... themselves will have violated the laws in their own house!
The only real problem in deviating from the plan is that one will not get Completion Certificate from BBMP - which may be required if you plan to sell the constructed property.
I may be wrong in my thinking but this is my conclusion after 3 months of torrid time trying to follow all the rules and come up with a plan.
Thanks for responding Girish.
Oh my god, I am also shocked to know that.
i am fine to pay taxes legally for the same if its like 2-5K per annum, will have to search about it.
ha ha ha that's true.
So does it mean 80+% houses in bangalore dont have completion certificate?
So is it like for construction plan approval you need to bribe them 20-30-40K and again for completion certificate you need to bribe them?
girishd wrote: 3. Then there is a BESCOM stupid rule that once area crosses 500sq.m, a transformer has to be installed in the premises. When I heard this, I was shocked! "I mean - come-on guys, I am not running a factory here. This is just one house with one kitchen and 5 member family staying in it.." The AEE of my area told me that there is an exception to this rule and he can probably apply it when it comes to giving permanent connection. Right now I have no choice but to show a transformer on BBMP plan
Oh my god, I am also shocked to know that.
girishd wrote: Recently I read a news article that says BBMP will levy a fine as per the deviation you have and it might be something you will have to pay every year like a tax - until you correct the deviation..
i am fine to pay taxes legally for the same if its like 2-5K per annum, will have to search about it.
girishd wrote: I am yet to meet a Mahapurush who has constructed 100% according to all byelaws. I think even BBMP folks, corporators, politicians, IAS officers... themselves will have violated the laws in their own house!
ha ha ha that's true.
girishd wrote: The only real problem in deviating from the plan is that one will not get Completion Certificate from BBMP - which may be required if you plan to sell the constructed property.
So does it mean 80+% houses in bangalore dont have completion certificate?
So is it like for construction plan approval you need to bribe them 20-30-40K and again for completion certificate you need to bribe them?
Topic: Review my 30x40 Building plan
@sidz2bt
Thanks for the inputs.
a. I agree with common bathroom but I am worried about the size, what is the minimum size required, is 4x 7 Ok?
b. Can your pM me acoustic treatment folks contact number.
c. I would be providing a small room for UPS and Tools room in the ground floor. Will 6* 8 OK?
@ Mahendar
I think your question is, why you need so much space for 5 people?
Its a dream house and space is required for future purpose.
- Venky
Thanks for the inputs.
a. I agree with common bathroom but I am worried about the size, what is the minimum size required, is 4x 7 Ok?
b. Can your pM me acoustic treatment folks contact number.
c. I would be providing a small room for UPS and Tools room in the ground floor. Will 6* 8 OK?
@ Mahendar
I think your question is, why you need so much space for 5 people?
Its a dream house and space is required for future purpose.
- Venky
Hello Venky,
Here's my responses.
a. I agree with common bathroom but I am worried about the size, what is the minimum size required, is 4x 7 Ok? 4 X7 is a decent size imo. I have seen apartments with that size and they are pretty comfy. I saw that it helps if you have a more compact sink.
b. Can your pM me acoustic treatment folks contact number. I am an Audio Engineer by profession and i am treating the room on my own. Here's what i am doing. 1) I designed the room as per a acoustic golden ratio which will help in eliminating the standing waves.2) I am making my own absorption panels to absorb the first reflections and 3) I will just use a calibration mic to correct the room after that. That's the plan. i was saving close to 30k which i wuld now spend on the gear.
c. I would be providing a small room for UPS and Tools room in the ground floor. Will 6* 8 OK? Is that 6 X 8?? If yes, then Yes definitely.
Here's my responses.
a. I agree with common bathroom but I am worried about the size, what is the minimum size required, is 4x 7 Ok? 4 X7 is a decent size imo. I have seen apartments with that size and they are pretty comfy. I saw that it helps if you have a more compact sink.
b. Can your pM me acoustic treatment folks contact number. I am an Audio Engineer by profession and i am treating the room on my own. Here's what i am doing. 1) I designed the room as per a acoustic golden ratio which will help in eliminating the standing waves.2) I am making my own absorption panels to absorb the first reflections and 3) I will just use a calibration mic to correct the room after that. That's the plan. i was saving close to 30k which i wuld now spend on the gear.
c. I would be providing a small room for UPS and Tools room in the ground floor. Will 6* 8 OK? Is that 6 X 8?? If yes, then Yes definitely.
Venkyn,
Since this seems to be a 4 floor construction, make sure that you are not violating any FAR/building height norms.
I think 4 floors will be 9.6m and you also need to show another internal stairs leading to terrace. If height of that 2.4m is added this will cross the 11.5m max height specified by BBMP. Please check with your architect and if he/she is not very knowledgeable consult some BBMP architect who will help in getting you the exact rules..
In the forum you can search for BBMP Master plan 2015 pdf document and it has all the rules you need to know.
Since this seems to be a 4 floor construction, make sure that you are not violating any FAR/building height norms.
I think 4 floors will be 9.6m and you also need to show another internal stairs leading to terrace. If height of that 2.4m is added this will cross the 11.5m max height specified by BBMP. Please check with your architect and if he/she is not very knowledgeable consult some BBMP architect who will help in getting you the exact rules..
In the forum you can search for BBMP Master plan 2015 pdf document and it has all the rules you need to know.
Topic: road cutting approval - online? timing?
my plumber had asked for Endorsement original while applying for BWSSB connections. I also heard that building photo should be with whitewash.
But electrical (KEB) connection, electrician did not take Endorsement at all., so it seems there is flexibility for KEB atleast.
But electrical (KEB) connection, electrician did not take Endorsement at all., so it seems there is flexibility for KEB atleast.
Forum: Interiors
Topic: Decorative resin panel
Someone please reply!!!
Topic: Glass Balcony and Stairs with SS railings
Velu
I am also looking for a vendor todo the railings. Please share the phone number
Ramesh
I am also looking for a vendor todo the railings. Please share the phone number
Ramesh
Forum: Material prices -- Members only
Topic: Construction material prices
granite rates in jigini (vertical slabs )
sadarahalli last quality rs48 n flamed rs51 persqft
gibilee gold rs 103
paradise rs 75
jacaranda rs75
sadarahalli last quality rs48 n flamed rs51 persqft
gibilee gold rs 103
paradise rs 75
jacaranda rs75
Hello Mahesh Vivid
Can you share the Shop Address
Can you share the Shop Address
i bought materials from two diff shop
price of stone depends on the quality of the material
1 is starstonex world ..they have good materials and price is lil high but overall good exp n 2nd is ratnamani export ...should have to be careful with them ....should have to buy the whole lot even though there is crack n they wont give us option ....had very bad experience
price of stone depends on the quality of the material
1 is starstonex world ..they have good materials and price is lil high but overall good exp n 2nd is ratnamani export ...should have to be careful with them ....should have to buy the whole lot even though there is crack n they wont give us option ....had very bad experience
Ordered Kitchen granite counter 40 mm black 2x2 @ Rs 170/sft with matching granite sink @ Rs 1150 /sft from Balaji granites located on Bannerghatta road near Meenakshi Mall. They have added quite a few additional charges on top of this.
Topic: Steel prices
It is being rumoured in themarket that Indus Steel prices have shot up by 3-4 rs per kg due to production shut down due to shortage of power.
So other manufacturers in bangalore also are increasing prices by rs. 1-2 per kg.. It is better to buy Tata @ 58/- for which price is constant and quality assured.
So other manufacturers in bangalore also are increasing prices by rs. 1-2 per kg.. It is better to buy Tata @ 58/- for which price is constant and quality assured.
Forum: Non Real Estate
Topic: Gold is crashing- What does this indicate ?
The gold price rise in the last 3 years and the falling trend currently happening is mainly due to the Foreign investors and High network Individual Investors who invest in Gold Bars in the commodity market as a safe bet whenever there is uncertainty exists in the financial market. Even when the Governments Buy Gold in bulk as an asset. Even India & China Bought several 100 tons gold around 2 years back. When Investors or Government buy Gold in Bulk, it creates artificial demand, leading to speculation and lower preference to the (shortage) to the retail ornamental market. Hence the price increases. It is nothing to do with the retail buyers trend whether its south or north india.
Retailers buy only the ornamental gold, which is not an investment at all as they cannot encash by selling it. Reason: Jewellers never give cash for gold. They only exchange old one to the new one. In worst case, people pledge the ornaments with the Gold loan NBFC companies for taking loans. Even the Chain snatchers does the same nowadays as they get more money than illegally selling it to the jewellers for penny amount.
Retailers buy only the ornamental gold, which is not an investment at all as they cannot encash by selling it. Reason: Jewellers never give cash for gold. They only exchange old one to the new one. In worst case, people pledge the ornaments with the Gold loan NBFC companies for taking loans. Even the Chain snatchers does the same nowadays as they get more money than illegally selling it to the jewellers for penny amount.
This is just a correction in a secular bull market that will go on at least til 2020.
In other words excellent time to buy gold!
In other words excellent time to buy gold!
Is real estate next in line for crash ? Keeping my fingers crossed.
niarhab wrote:Is real estate next in line for crash ?
Investment in land is many a times better than in Gold. If you have a property with right titles, people can sit over it for generations....& indeed there are people who are stitting on it for generations in few of the prime places in bangalore. Moreover there are very few in a tearing hurry to dispose their plots....hence the chances of the real estate consolidating is quite unlikely. This however may not be true for the flats.
In olden times, GOLD was used as a currency across countries (kingdoms?). When migration happens from one country to another country (due to war/natural disaster), during the time when established villages/towns were destroyed completely, GOLD was better investment. What will I do with a piece of land in a place where no human is willing work?
I think time has changed in that sense, cities/towns don't get destroyed. (I dont know the ground reality in some african countries).
As of now GOLD is like any other metal, only with people's knowledge of past, it has its value. Maybe good comparison will be price of iron rods over the years compared to gold over the years. The long term comparison may through some surprises.
P. Anandh
PS: I have invested sizable money in GOLD and not happy about the crash that is happening
I think time has changed in that sense, cities/towns don't get destroyed. (I dont know the ground reality in some african countries).
As of now GOLD is like any other metal, only with people's knowledge of past, it has its value. Maybe good comparison will be price of iron rods over the years compared to gold over the years. The long term comparison may through some surprises.
P. Anandh
PS: I have invested sizable money in GOLD and not happy about the crash that is happening
Forum: Site for sale
Topic: Site for Sale in Sai Prashanthi Enclave - Near Elec. City
Reply: Site for Sale in Sai Prashanthi Enclave - Near Elec. City
1. Location of the plot - Sai Prashanthi Enclave, adj. to Surya Nagar Phase 2, opposite to Spoorthi Group of Institutions, Next to Artha villa property in Chandapur Anekal Main road, Approx. 5 KM from Electronic city Infosys signal
2. Size details - 30 x 40 (1200 SFT)
3. Facing (which side the plot faces - North, South, East, West) - EAST
4. Information about developer / builder - Private Developer
5. State if it is a BDA plot or not. - not BDA, BBMP A Khata plot
6. Approvals - BDA, BMRDA, BBMP, DC conversion etc.- BBMP
7. Price info - price per sq. ft and total price - 2080/ SFT, total 24,80,000 INR
8. Contact info - sudarshanun@gmail.com, or prasadshetty1424@gmail.com ( Please drop an email with phone# I will call you )
9. If direct seller or Broker - direct seller
10. If Broker - not applicable
Few more information - There are houses already build in this gated community, with bore well water, 2 bore wells, one is being used, another one is stand by if first one fails. Has under ground drainage, tree lines, rain water drainage. Each plot is given with water connection pipe from over head tank maintained by the association.
thank you
2. Size details - 30 x 40 (1200 SFT)
3. Facing (which side the plot faces - North, South, East, West) - EAST
4. Information about developer / builder - Private Developer
5. State if it is a BDA plot or not. - not BDA, BBMP A Khata plot
6. Approvals - BDA, BMRDA, BBMP, DC conversion etc.- BBMP
7. Price info - price per sq. ft and total price - 2080/ SFT, total 24,80,000 INR
8. Contact info - sudarshanun@gmail.com, or prasadshetty1424@gmail.com ( Please drop an email with phone# I will call you )
9. If direct seller or Broker - direct seller
10. If Broker - not applicable
Few more information - There are houses already build in this gated community, with bore well water, 2 bore wells, one is being used, another one is stand by if first one fails. Has under ground drainage, tree lines, rain water drainage. Each plot is given with water connection pipe from over head tank maintained by the association.
thank you
Can you please share the location details like wikimapia or google maps or something like that?
Topic: SLN City near Big Banyan tree
Hi,
Mr. Priyakrishna is Layout Krishnappa's son. The father-son duo are worth close to Rs 1500 Crore! I guess even the BDA doesn't have so much in their coffers!
However, as compared to other developers in Bangalore, Layout Krishnappa doesn't cheat his buyers of plots. He is a veteran. Even the good old Vijaya Bank Layout behind IIMB in Bannerghatta road was developed by Layout Krishnappa! Make no mistake, I'm hopeful that the plots will be registered as soon as the development works near completion (and with it, the remaining 40% of plots vested with BMRDA are released for registration).
http://ibnlive.in.com/news/karnataka-polls-cong-candidate-richest-with-assets-worth-rs-900-cr/386207-62-129.html
Mr. Priyakrishna is Layout Krishnappa's son. The father-son duo are worth close to Rs 1500 Crore! I guess even the BDA doesn't have so much in their coffers!
However, as compared to other developers in Bangalore, Layout Krishnappa doesn't cheat his buyers of plots. He is a veteran. Even the good old Vijaya Bank Layout behind IIMB in Bannerghatta road was developed by Layout Krishnappa! Make no mistake, I'm hopeful that the plots will be registered as soon as the development works near completion (and with it, the remaining 40% of plots vested with BMRDA are released for registration).
http://ibnlive.in.com/news/karnataka-polls-cong-candidate-richest-with-assets-worth-rs-900-cr/386207-62-129.html
awin wrote:However, as compared to other developers in Bangalore, Layout Krishnappa doesn't cheat his buyers of plots. He is a veteran. Even the good old Vijaya Bank Layout behind IIMB in Bannerghatta road was developed by Layout Krishnappa! Make no mistake, I'm hopeful that the plots will be registered as soon as the development works near completion (and with it, the remaining 40% of plots vested with BMRDA are released for registration).
I've no argument or doubt about above statement but prospective customers may get biased. So, it may be good idea to share how they resolved the issues faced by their customers.
awin wrote:The father-son duo are worth close to Rs 1500 Crore! I guess even the BDA doesn't have so much in their coffers!
BDA has much more than that in multiples.....ALL WHITE indeed!!
Topic: Site for Sale - Anjanapura - 7th block
Hi m3_07,
I'm looking for a site in 20*30 dimension. Is the 60 facing towards road, if yes, are you willing to split into two 20*30 sites?
Thanks!
I'm looking for a site in 20*30 dimension. Is the 60 facing towards road, if yes, are you willing to split into two 20*30 sites?
Thanks!
Mahi176 wrote: Is the 60 facing towards road?
Had 60 feet been facing the road....i would not be selling it. 20 feet is facing the road.
Topic: Nothing its completed one
hello all, this is closed one..
Forum: Site wanted
Topic: Looking for 30x40 site in south or west Bangalore
Reply: Looking for 30x40 site in south or west Bangalore
We are looking for a 30x40 site in following areas:
- western areas: Nagarbhavi, RajaRajeswari, Annapurneswari layout, Visweswaraya
- South: Uttarahalli, jnana bharathi
We are looking to build the house and move in. So the area is preferred to have Kaveri water available, closer to groceries and hospitals. Access to Auto-rickshaw and BMTC is a plus.
Please email us at: NammaNaduNudi@gmail.com
- western areas: Nagarbhavi, RajaRajeswari, Annapurneswari layout, Visweswaraya
- South: Uttarahalli, jnana bharathi
We are looking to build the house and move in. So the area is preferred to have Kaveri water available, closer to groceries and hospitals. Access to Auto-rickshaw and BMTC is a plus.
Please email us at: NammaNaduNudi@gmail.com
Forum: Apartment for sale
Topic: Sale 3BHK 2100 sqft GF flat in Prime Location in Koramangala
Reply: Sale 3BHK 2100 sqft GF flat in Prime Location in Koramangala
KORAMANGALA, 6th Block, 80 Feet Road, 2100 sqft, 3 BHK, GF flat in a compact apartment complex for sale. 7 years old. Very well maintained. Recently re-painted. East Facing. 100% Vaasthu compliant. Suits Residential/ "Semi Commercial" purposes. Tenanted property fetching handsome rents. Tastefully decorated. Full wood work. Floor to roof large cupboards. Open type Modular kitchen. Pooja. Spacious service area. Large bedrooms with very spacious and private balcony (300 sqft). 1.5 Ton AC in Master bedroom. Geysers in all bathrooms. 1 very spacious car park. Ample unreserved parking available. Apartment complex has just 12 very large sized flats. Has no fancy features like a swimming pool etc., and hence low on monthly maintenance. 2 party halls, Cauvery water. 24 x 7 DG power backup for entire flat. Situated in the heart of Koramangala. Less than 2 minutes from Sony World – 80 Feet Road Junction. Every facility that you may want is available just at a stone's throw away.
Clear titles. Up to date property tax paid. Immediate settlement. Price – Rs. 1.5 crores negotiable. If interested email owner Ram Prasad on rambhag123@yahoo.com or call 0-9581717000
Please provide all the details in the template format mentioned in the 'Forum rules' -Admin Team.
Clear titles. Up to date property tax paid. Immediate settlement. Price – Rs. 1.5 crores negotiable. If interested email owner Ram Prasad on rambhag123@yahoo.com or call 0-9581717000
Please provide all the details in the template format mentioned in the 'Forum rules' -Admin Team.
7100/ SFT is indeed a steal in that locality, also considering that it is a ground floor!!
Forum: Building and Floor Plans -- Members only
Topic: Story of My Home!
Dear;
I am in process of starting borewell drilling and start of construction. There could be small delay between the borewell drilling and start of construction due to in between activities. I want to know , can i do bhoomi pooja at the time of starting construction rather at the time of borewell drilling due to date problem. Can i do small pooja at the time of borewell drilling (planned next week) and go-head. What is your opinion on this based on your experience.
Sahu.mgse
I am in process of starting borewell drilling and start of construction. There could be small delay between the borewell drilling and start of construction due to in between activities. I want to know , can i do bhoomi pooja at the time of starting construction rather at the time of borewell drilling due to date problem. Can i do small pooja at the time of borewell drilling (planned next week) and go-head. What is your opinion on this based on your experience.
Sahu.mgse
sreekbda wrote:Haven't updated this thread for Quite some time now.
GUDDALI POOJA (Bhoomi Pooja)
Got this done in the mid of November. Paid 100/- for giving a good date/time for the pooja. Gave 500/- as Dakshine to the priest in addition to this he collected 1 Panche (Dhothi) and 2 Kg of Fruit. So all in all, dakshine + pooja items together cost me 2000/-
Here are some notes from this pooja:
1. He came on time and completed on time.
2. Running around to get the pooja Samagri was a pain as i am new to this. My father had taken care in all earlier occasions.
3. After pooja, Parents told me that the priest was not good and that he skipped some mantras.
4. He had asked us to get some items that he didn't ask for during the pooja. One of them was Go-Muthra, which we had struggled a bit to get.
5. He had asked to get one size kallu. But on the day of pooja wanted 3. So we looked around the vacant sites and found a couple.
6. He came on his own transport. Didn't expect any pickup and drop.
Forum: Construction material group buying
Topic: Group buy - UPVC window
Hi Maheshv,
My requirement is around 300-400 SQFT. I need to finalize by this month end.
Have you decided on this ?
Please reply.
Thanks,
Kalyan
My requirement is around 300-400 SQFT. I need to finalize by this month end.
Have you decided on this ?
Please reply.
Thanks,
Kalyan
Forum: Real Estate News
Topic: The Hindu: Drilling holes in the Thirst Economy
Reply: The Hindu: Drilling holes in the Thirst Economy
Drilling holes in the Thirst Economy
URL: http://www.thehindu.com/opinion/op-ed/drilling-holes-in-the-thirst-economy/article4630897.ece
18Sainath_jpg_1432492g.jpg (42.1 KiB)
URL: http://www.thehindu.com/opinion/op-ed/drilling-holes-in-the-thirst-economy/article4630897.ece
As the borewells go deeper in Maharashtra, there have been worrying instances of 'paleo-historic storages' being breached
"Only two of them work," says Badri Kharat of his borewells in Roshangaon. That's hard — when you've sunk 36 of them spending millions of rupees, as he has. Kharat, a big landowner and local political personage, has been generous to his neighbours in this village of Jalna district. He pipes in drinking water from a well he's sunk quite a distance away. Twice a day, for two hours, the people of Roshangaon can draw water free from this source.
Meanwhile, the failure of most of his wells spells disaster for him. Borewells cost money. "This could be the biggest growth industry in the water-crisis districts," says one administrator. "For the rig-makers, rig-owners and drillers — this is boom-time. The farmer pays up, whether the wells yield water or not." The borewell industry is a key sector of the Thirst Economy and is worth billions.
The unchecked guzzling of groundwater in Maharashtra has even seen a few, but worrying instances, of striking what are called "paleo-historic storages," as the wells go deeper. That is, water which is many millennia old.
High failure rate
The current failure rate is extremely high. Perhaps 90 per cent or worse in some villages. "Normally, I have 35-40 labourers working for me," says Kharat. "Now, zero. My fields are quiet. Almost all the new borewells in our village have failed." Many older ones have run dry.
But despair has drilled thousands of new borewells across the water-crisis districts. As the wells go down deeper, their debt goes up higher. "No irrigation borewell is now less than 500 feet," says Bharat Raut in Takwiki in Osmanabad district. Of his village's 1,500 borewells, "over half have been drilled in the past two years. Perhaps 300 new points were sunk between January and March this year. Almost all the new points have failed. But people were desperate, with the crop dying in the fields."
If the most visible vehicle on the roads is the water-tanker, in the fields it is the borewell rig. These may be operated, sometimes even owned, by a local in the district. But the rigs themselves are mostly from Tamil Nadu, Karnataka and Andhra Pradesh. Of the Rs.1,50,000 a farmer spends on a 500-foot borewell, a little over 70 per cent goes on the steel pipe, submersible pump, cable, setting and transpiration costs. The rig operator collects the remaining Rs.40,000. That's for the drilling: Rs.60 per foot for the first 300 feet. Then, Rs.10 more per foot for every 100 feet thereafter. And Rs.200 per foot for the casing pipe protecting the bore. That can go down to 60 feet.
In one estimate, the State has seen at least 20,000 borewells drilled in the first three months of this year. Some officials fear the figure could be higher. "A hundred villages like Takwiki would themselves account for close to 30,000," they point out. Even if pumps and steel pipes were purchased for only a third of Takwiki's new bores, it means this single village spent at least Rs.25 million in 90 days from January to March. Even if all the 30,000 in the crisis districts went no deeper than 500 feet, that would have been business worth Rs.2.5 billion.
"An operator can sink up to three in a day," says Raut in Takwiki. "Two at least," says Kharat in Roshangaon. "He can manage three if they're in the same village." On the road, we meet Sanjay Shankar Shelke, proud owner of a brand new borewell rig for which, he tells us, "I paid Rs.14 million." Not a small sum. But one he can recover in six months — if he drills just two a day. And there is no dearth of demand. His phone is ringing as we speak.
Only the mounting debt has now begun to slow down the orgy a bit. How are people going to repay the loans they've run up on these? Moneylenders here charge interest rates between 60 and 120 per cent per annum. "On the farming side," says Raut, "bank notices for repayment on our regular loans will begin this month. And with the borewells, the loans are from private lenders who we can only repay when there is a crop." That crop being mainly sugarcane — needing 18 million litres of water per acre — and a major cause of the crisis in the first place, this completes the tragic cycle. It's what villagers refer to as "double nuksaan" (double loss).
Geological facts
There's more. Consider that over 90 per cent of Maharashtra is hard rock, say officials in the State's Groundwater Surveys & Development Agency (GSDA). The average depth of a traditional dugwell in such rock is 32-40 feet. The maximum, around 80 feet. "The geological reality," says Madhav Chitale, former Water Resources Secretary, Government of India, "is such that you are unlikely to find water below 200 feet. And have hardly any chance of finding it between 200 and 650 feet below the surface." Yet the new borewells are mostly at the deep end of that range. Sometimes a lot deeper.
So how many irrigation borewells does Maharashtra have? No one knows. A 2008-09 GSDA report places the number that year at 1,91,396. "There are probably more in my district," jokes one senior administrator. How did we end up with such insane figures? "There is no obligation," explains a GSDA official, "on any owner to report or register a new borewell. Oddly enough, the owner of a traditional dugwell is obliged to do so and pay the water cess. But not a borewell owner." A new State law setting that right is stuck pending the President's approval for some time now.
"From 1974 to 1985," says Chitale, "the Talati (revenue official) often lumped all kinds of wells in the same category. So it's hard to know how many in that period were actually borewells. From 1985 onwards, there was a clearer separation. However, there was and is no compulsion on the owner of a borewell to report it." In 2000, a commission headed by Mr. Chitale found there were almost as many irrigation borewells as there were dugwells. Which would have meant there were around 1.4 million that year. But since then, their spread has been stunning — with no way of counting them.
The 2008-09 GSDA report notes the danger of its own 1,91,396 number. Since the drawings on groundwater are assessed on such low figures, we get a wrong picture of the State's groundwater balance. There are really large numbers of borewells, it says. Which are "the main source of irrigation across the State and a large number of these are not even on record for electricity connections." If we counted these: "then the balance position would have certainly emerged as alarming."
The State badly needs to know how many borewells it has, to even begin tackling the problem. "We can start when Rashtrapatiji clears that law," says a State government official.
Meanwhile, Sanjay Shelke's rig is tanking up at the petrol pump. Tomorrow is another day — and maybe three more borewells.
Attachments
WATER PLUNDER: The owner of this brand new borewell rig says that all told it cost him Rs.14 million. But he can recover that in six months by drilling just two wells a day. Photo: P. Sainath18Sainath_jpg_1432492g.jpg (42.1 KiB)
very alerting info.
in our state also like in chikmagalur, kolar...etc, people drillled several thousand borewells for farming and exploited the underground water for sometime irresponsibly and now they are paying the price for making such a ridiculous attempt. Ground water level has gone down to such an extent, conventional borewell rigs can't do anymore drilling.
in our state also like in chikmagalur, kolar...etc, people drillled several thousand borewells for farming and exploited the underground water for sometime irresponsibly and now they are paying the price for making such a ridiculous attempt. Ground water level has gone down to such an extent, conventional borewell rigs can't do anymore drilling.
Found this on the internet the other day. Very apt for today's scenario.
Attachments
well.jpg (13.41 KiB)
Topic: The Hindu: Towards cheaper, mass-scale housing
That looks extremely attractive
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